Lenders using AI on vacant land in Moorhead, MN 2026!

Review and choose from 274 land loan lenders serving Moorhead, MN.

In MN, the average cost of an acre is $38,855. The LTV for land that is not developed ranges between 17.09% and 58.63%, while for developed land in MNName, it is estimated to be between 36.67% and 75.77%.

The real value and loan LTV of any land depend on its location, size, topography, zoning, as well as any entitlements it might have.

Discover your land loan options and interest rates by getting in touch with the leading land loan lender in Moorhead, MN.

Check loan offers from 100 lenders

The impressive land loan calculator

To ensure all your hard money lending requirements are met, Lendersa® AI technology will match your loan request with numerous direct hard money lenders instantaneously. Now, you can find the best land loan rates to finance any type of vacant land or land plus construction in MN.

Land loans and their valuation

Minimize unnecessary inquiries to maintain your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial data.

Blanket loans and construction loans are critical components of lending for vacant land; by using additional property as security (a blanket loan), you might be eligible for up to 100% LTV (Loan to Value) financing.

Hard money lending near you?

Finding a private investor through a local hard money broker significantly boosts the chances of securing a loan. Land loans in Moorhead, MN are best managed by local lenders familiar with the area. Close proximity between the investor and the property can improve the likelihood of loan approval and speed up the funding process.

Employ the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 56560.



Moorhead Land Loan Lenders

  • RiverWood Bank
  • 14540 Dellwood Drive, Baxter, MN, 56425
  • Lends in Minnesota
  • RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.

  • Magnifi Financial
  • 20 S 4th Avenue E, Melrose, MN, 56352
  • Lends in Minnesota
  • Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.

  • Brainerd BN Credit Union
  • 804 Laurel Street, Suite 101, Brainerd, MN, 56401
  • Lends in Minnesota
  • Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Lends in Minnesota
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • Lends in Minnesota
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.

  • First Independent Bank
  • 105 South Market Street, Marshall, MN, 56258
  • Lends in Minnesota
  • First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.

  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Lends in Minnesota
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.

  • Bank of Maple Plain
  • 4980 Highway 12, Maple Plain, MN, 55359
  • Lends in Minnesota
  • Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.

  • Northwoods Credit Union
  • 1702 Avenue B, Cloquet, MN, 55720
  • Lends in Minnesota
  • Northwoods Credit Union has 2 offices in Cloquet, one in Floodwood and one in Moose Lake. We started out as Northwest Paper Company Employees Credit Union back in 1936 & we have grown to serve all those who live, work, worship, attend school, or volunteer in Carlton, Pine, or St Louis County! We offer big bank products with local, hometown service.