Vacant Land Loan Lenders Columbus, MS AI search of 2026!

Review and contrast among 261 land loan lenders available in Columbus, MS.

The average cost for an acre in MS is $24,008. LTV (Loan-to-Value) for undeveloped land varies from 16.29% to 49.60%, while the estimated LTV for loans on already developed land in MSName ranges between 36.03% and 75.09%.

The actual value and loan LTV of any land are dependent on its location, size, topography, zoning, and any entitlements granted to it.

Explore your land loan choices and rates by contacting the leading land loan provider in Columbus, MS.

Review loan offers from 100 lenders

The exceptional land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology swiftly matches your loan inquiry with hundreds of direct hard money lenders. You can now discover the best land loan rates today for any vacant land or land plus construction in MS.

Land loans and their value

Reducing unnecessary inquiries helps protect your credit score. Get preapproval for your land loan without providing your social security number or sensitive financial details.

Construction and blanket loans are crucial in vacant land lending; you might qualify for 100% LTV (Loan to Value) financing if you use additional property as security (blanket loan).

Interested in local hard money lending?

Engaging with a private investor via a local hard money broker significantly boosts your chances of securing a loan; Land loans in Columbus, MS are ideally managed by local lenders familiar with the community. Proximity between the investor and the property can enhance approval probabilities and expedite the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 39702.



Columbus Land Loan Lenders

  • 1st Legacy Capital LLC,
  • 270 Ridgeland Drive, Starkville, MS, 39759
  • Lends in Mississippi
  • 1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.

  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Lends in Mississippi
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • First South Farm Credit
  • 574 Highland Colony Parkway, Ridgeland, MS, 39157
  • Lends in Mississippi
  • First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.

  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Lends in Mississippi
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.

  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • Lends in Mississippi
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.

  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Lends in Mississippi
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Lends in Mississippi
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar

  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • Lends in Mississippi
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.

Also lends in Mississippi

  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.