Vacant Land Loan Lenders Concord, NC AI search of 2025!

Choose and compare among 241 land loan lenders operating in Concord, NC.

An acre of land in NC costs an average of $41,815. For undeveloped land, the LTV is usually between 17.25% and 60.43%, while for developed land in NCName, the estimated LTV falls within 36.79% to 75.91%.

The real value and loan-to-value ratio of any land depend on its location, dimensions, topography, zoning, and any entitlements associated with the property.

Uncover your land loan alternatives and rates by getting in touch with the foremost land loan lender in Concord, NC.

Compare loan offers from 100 lenders

The magical land loan calculator

Lendersa® AI technology will swiftly match your loan request with hundreds of direct hard money lenders to fulfill all your hard money lending requirements. Explore the best land loan rates today to finance any kind of vacant land or land with construction in NC.

Land loans and land value

By minimizing unnecessary inquiries, you can protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing; you might qualify for 100% LTV (Loan-to-value) financing when additional property is pledged as security (blanket loan).

Hard money lending in your area?

When you find a private investor through a local hard money broker, your probability of obtaining a loan increases significantly. Land loans in Concord, NC are most effectively arranged by local lenders familiar with the region. A close proximity between the hard money investor and the property boosts approval odds and accelerates the funding process.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 28025, 28027, 28026.



  • R&V Funding LLC
  • 4524 Sedgewood Ln, Harrisburg, NC, 28075
  • At R&V Funding LLC, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Rain City Capital
  • 1020, Charlotte, NC, 28206
  • We understand the demands of the real estate market and pride ourselves on being a trusted partner with a proven track record of helping our clients succeed. With Rain City Capital, you can trust that you’ll have a financial partner who is as committed to your success as you are.
  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding We offer financing solutions for fix & flip real estate investors As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
  • National Lending Pro
  • 301 E John Street #1972, Matthews, NC, 28105
  • We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender. Get your Project Pre-Approved today and find out what sets National Lendin
  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
  • Home Realty and Mortgage
  • 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
  • Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • Mortgages by Scott
  • 14120 Ballantyne Corporate Place STE 350 OFC 310, Charlotte, NC, 28277
  • Mortgages by Scott serves clients in NC,SC,FL and VA. We specialize in concierge level mortgage service, same day pre-approvals, and quick closings. Our motto is Listening is the key to good lending, as we know one size does not fit all. Whether you are a first time homebuyer, buying your dream home, we are here to help.
  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality