Lenders Financing Vacant Land in Colonie, NY in 2026

Browse and evaluate among 301 land loan lenders operating in Colonie, NY.

The average cost per acre of land in NY is $48,042. For undeveloped land, the loan-to-value (LTV) ratio lies between 17.59% and 64.22%; for developed areas, it ranges from 37.06% to 76.19%.

The actual worth and LTV of any parcel depend on its location, size, topography, zoning, and any entitlements associated with it.

Explore your land loan options and current rates by reaching out to the leading land loan provider in Colonie, NY.

Evaluate offers from 100 lenders

The innovative land loan calculator

Lendersa® AI technology swiftly pairs your loan request with numerous direct hard money lenders to address all your financing needs. Discover the best land loan rates today to fund any vacant land or land plus construction project in NY.

Land loans and assessing land value

Reducing unnecessary inquiries can help maintain a robust credit score. You can get pre-approved for your land loan without providing your social security number or sensitive financial details.

In the realm of vacant land lending, construction and blanket loans are integral; you may qualify for 100% LTV financing by offering additional property as collateral (blanket loan).

Looking for hard money lending nearby?

Your chances of obtaining a loan greatly improve when connecting with a private investor through a local hard money broker. Land loans in Colonie, NY are best managed by local lenders familiar with the area. Proximity between the investor and the property enhances the approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 12204.



Colonie Land Loan Lenders

  • Stockbridge Capital, LLC
  • 1698 Central Avenue, Albany, NY, 12205
  • Lends in New York
  • Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.

  • The National Bank of Coxsackie
  • 3-7 Reed Street, Coxsackie, NY, 12051
  • Lends in New York
  • At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.

  • The Delaware National Bank of Delhi
  • 124 Main Street, Delhi, NY, 13753
  • Lends in New York
  • The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State.

    In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841

  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • Lends in New York
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.

  • Brisco Funding LLC
  • One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
  • Lends in New York
  • Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.

Also lends in New York

  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.

  • Stormfield Capital
  • 200 Pequot Ave, Southport, CT, 06890
  • Stormfield Capital is an institutional private credit manager with deep expertise in lower middle-market commercial real estate bridge lending. Through our technology enabled funding platform we specialize in originating and acquiring short term senior loans secured by commercial and residential investment properties.

  • Stormfield Capital
  • 200 Pequot Avenue, Southport, CT, 06890
  • Business Description: Stormfield Capital is a direct balance-sheet lender based in Southport, Connecticut, that has funded $2.4B+ across 2,100+ loans since 2015. The firm offers eight loan programs across residential and commercial real estate, including fix and flip, residential bridge, new construction, and multifamily value-add loans, as well as condo inventory, multifamily stabilization, NNN lease retail, and bridge-to-perm loans, along with in-house loan servicing.