Complete List of Vacant Land Lenders for Troy, NY with AI help!

Review and compare a selection of 281 land loan lenders offering services in Troy, NY.

The average cost per acre of land in NY is $29,673. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.60% to 53.05%, while for developed land, the estimated LTV is between 36.27% and 75.35%.

The true value and LTV of any land depend on factors like location, size, topography, zoning, and any existing entitlements on the land.

Discover your land loan possibilities and rates by reaching out to the leading land loan provider in Troy, NY.

Review offers from 100 lenders

The innovative land loan calculator

Lendersa®'s AI technology efficiently matches your loan request with a wide array of direct hard money lenders to fulfill all your lending needs. Discover outstanding land loan rates today for funding any kind of vacant land or land-plus-construction project in NY.

Land loans and property valuation

To maintain your credit score, avoid unnecessary inquiries. You can get pre-approved for your land loan without needing to provide your social security number or any sensitive financial information.

Construction and blanket loans are integral to vacant land lending; you might qualify for 100% LTV financing by using additional property as security (blanket loan).

Searching for hard money lending nearby?

Finding a private investor through a local hard money broker greatly improves your chances of securing a loan. Land loans in Troy, NY are best facilitated by local lenders who are familiar with the neighborhood. Proximity between the hard money investor and the property enhances approval chances and accelerates the funding process.

Use the Lendersa® land loan calculator to discover vacant land loan lenders in zip codes 12182, 12180, 12181.



  • ACC Mortgage
  • 1801 Research Blvd Suite 410, Rockville, MD, 20850
  • Lends in New York
  • ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario.
    DSCR- down to 0.00
    Bank Statement 12/24 months
    1 YEAR UN Audited P&L
    Second Chance- low credit/tradelines/no credit
    Foreign National- No income/ no credit requi

  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • Lends in New York
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.

  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Lends in New York
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi

  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • Lends in New York
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri

  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • Lends in New York
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.

  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Lends in New York
  • Find the Lending Solution that Meets Your Needs.
    PNC has been lending for over 100 years. We can help find the right product for you.
    Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.

  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • Lends in New York
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in New York
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.

  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • Lends in New York
  • Elevation One Group: Empowering Entrepreneurs to Build Legacy! With over 45 years of experience, we specialize in innovative financial solutions, providing capital and strategic growth for entrepreneurs underserved by traditional banks. Our mission is to elevate communities by nurturing legacy-driven leaders, offering startup funding, real estate c

  • Cluett Capital Partners
  • 14 Ridgeway Street, Ann Arbor, MI, 48104
  • Lends in New York
  • Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.

  • Green Block Inc.
  • 2075 W. Stadium Blvd., #2950, Ann Arbor, MI, 48106
  • Lends in New York
  • Green Block Inc. is your trusted partner in real estate financing, offering tailored solutions nationwide. Specializing in fix-and-flip/hold, bridge, and DSCR loans, we provide up to 95% LTV and 100% rehab funding, empowering you to turn opportunities into success. Contact Marcia Gilad at [email protected] or call 3234870544 to elevate your

  • Capital City Funding
  • 1581 N High St, Columbus, OH, 43207
  • Lends in New York
  • At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,