Complete List of Vacant Land Lenders for Ithaca, NY with AI help!

Review and compare options among 281 land loan lenders servicing Ithaca, NY.

The average cost per acre of land in NY is $46,867. For undeveloped land, the loan-to-value (LTV) ratio ranges from 17.53% to 63.51%, while for developed properties, the LTV estimate spans from 37.01% to 76.14%.

The true value and loan LTV of any land piece are contingent on its location, size, topology, zoning, and any entitlements granted to it.

Discover your options for land loans and rates by reaching out to the leading land loan provider in Ithaca, NY.

Browse offers from 100 lenders

The advanced land loan calculator

Lendersa®'s AI technology effectively matches your loan request with hundreds of direct hard money lenders to meet all your borrowing needs. Explore exceptional land loan rates today to finance any vacant land or combination land and construction projects in NY.

Land loans and evaluating property value

Avoiding unnecessary inquiries helps maintain your credit score. You can obtain pre-approval for your land loan without needing to offer your social security number or any sensitive financial information.

In the sphere of vacant land lending, construction loans and blanket loans are integral; obtaining a 100% LTV loan may be feasible if you offer additional property as collateral (blanket loan).

Interested in hard money lending locally?

Finding a private investor through a local hard money broker significantly raises the odds of securing a loan. In Ithaca, NY, land loans are best facilitated by local lenders who understand the area. Short distances between the investor and the property can enhance approval likelihood and speed up the funding process.

Utilize the Lendersa® land loan calculator to seek out vacant land loan lenders within zip codes 14853, 14850, 14851.



  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Lends in New York
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.

  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Lends in New York
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.

  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Lends in New York
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • MHD Empire Service Corp.
  • 300 South State St, Suite 1000, Syracuse, NY, 13202
  • Lends in New York
  • At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast.

    Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for

  • Community Bank, N.A.
  • 5821 Bridge Street, East Syracuse, NY, 13057
  • Lends in New York
  • Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.

  • Reliant Community Federal Credit Union
  • 10 Benton Pl., Sodus, NY, 14551
  • Lends in New York
  • Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members'​ financial lives and exemplifying the credit union philosophy of "people helping people

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • The Delaware National Bank of Delhi
  • 124 Main Street, Delhi, NY, 13753
  • Lends in New York
  • The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State.

    In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.