Lenders using AI on vacant land in Elmira, NY 2025!

Browse and compare among 252 land loan lenders in Elmira, NY.

The average cost for an acre of land in NY is $14,860. The loan-to-value (LTV) for undeveloped parcels ranges from 15.80% to 44.04%, while for developed land, it is estimated between 35.64% and 74.68%.

The true value and loan LTV of any plot depend on its location, size, topography, zoning, and any existing entitlements.

Explore your options for land loans and rates by reaching out to the top land loan provider in Elmira, NY.

Check offers from 100 lenders

The enhanced land loan calculator

Lendersa®'s AI technology efficiently connects your loan request with many direct hard money lenders, addressing all your lending needs. Discover excellent land loan rates today for any type of vacant land or land plus construction in NY.

Land loans and assessing property value

Minimizing unnecessary inquiries can help protect your credit score. You can get pre-approved for your land loan without needing to provide your social security number or sensitive financial data.

Construction and blanket loans are essential parts of vacant land lending; 100% LTV financing might be available by offering additional property as collateral (blanket loan).

Is hard money lending available nearby?

Working with a private investor through a local hard money broker greatly enhances your chances of obtaining a loan. Land loans in Elmira, NY are best suited for local lenders familiar with the community. The proximity between the investor and the property increases approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 14901, 14905, 14904, 14902.



  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding We offer financing solutions for fix & flip real estate investors As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.