Land loan lenders for Riverhead, NY AI 2026!

Explore and evaluate options among 281 land loan lenders operating in Riverhead, NY.

The average cost of an acre of land in NY is $73,325. For undeveloped land, the loan-to-value ratio (LTV) spans from 18.95% to 79.60%, and for loans on developed land in NYName, the estimated LTV ranges from 38.14% to 77.34%.

The true value and LTV of any piece of land are influenced by its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and potential rates by reaching out to the top land loan provider in Riverhead, NY.

Examine loan offers from 100 lenders

The Remarkable Land Loan Calculator

Lendersa® AI technology is designed to meet all your hard money lending needs by promptly linking your loan request with many direct hard money lenders. Discover competitive land loan rates today for funding any type of vacant land or land development in NY.

Understanding Land Loans and Value

Reducing unnecessary inquiries helps maintain your credit score. Secure preapproval for your land loan without requiring your social security number or sensitive financial information.

Construction loans and blanket loans are integral to vacant land financing. You may be eligible for up to 100% LTV financing by using additional property as collateral, known as a blanket loan.

Looking for Nearby Hard Money Lending?

Partnering with a private investor through a local hard money broker can greatly enhance your chance of loan approval. Local lenders familiar with the Riverhead, NY area are ideally suited for arranging land loans. Proximity between the hard money investor and the property increases the probability of loan approval and expedites the funding process.

Use Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 11933, 11792, 11948, 11901, 11970, 11949, 11947, 11931.



  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • Lends in New York
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri

  • Reliant Community Federal Credit Union
  • 10 Benton Pl., Sodus, NY, 14551
  • Lends in New York
  • Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members'​ financial lives and exemplifying the credit union philosophy of "people helping people

  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Lends in New York
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi

  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • Lends in New York
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Lends in New York
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.