Land loan lenders for Saratoga-Springs, NY AI 2025!

Explore and compare among 251 land loan lenders offering services in Saratoga-Springs, NY.

In NY, the average price per acre is $73,410. The loan-to-value (LTV) for undeveloped land ranges from 18.96% to 79.65%, and for developed land, the estimated LTV is between 38.15% and 77.35%.

The actual value and LTV of any land depend on its location, size, topography, zoning, and any entitlements attached to it.

Discover your land loan options and rates by getting in touch with the top land loan lender in Saratoga-Springs, NY.

Assess offers from 100 lenders

The innovative land loan calculator

Lendersa®'s AI technology seamlessly connects your loan request with hundreds of direct hard money lenders, addressing all your financing needs. Discover the best land loan rates today for any vacant land or land plus construction project in NY.

Land loans and assessing property value

Minimizing unnecessary inquiries can safeguard your credit score. You can get pre-approved for your land loan without the need to provide your social security number or sensitive financial information.

Construction loans and blanket loans are fundamental to vacant land lending; 100% LTV financing may be attained by pledging additional property as collateral (blanket loan).

Seeking hard money lending nearby?

Your chances of securing a loan significantly improve when you engage a private investor through a local hard money broker. Land loans in Saratoga-Springs, NY are best managed by local lenders who understand the neighborhood. Proximity between the investor and the property boosts approval likelihood and quickens the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 12866.



  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
  • Flatiron Realty Capital
  • 60 Madison Ave, #1001, New York, NY, 10010
  • Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
  • Commercial Capital Advisors Inc
  • 6344 Saunders St, NY 11374, Rego Park, NY, 11374
  • At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services. Loan Options we
  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.
  • Ary Ming Asset Funding
  • 24 Commerce St. Suite 606, Newark, NJ, 07102
  • AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip."" Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
  • InstaLend Corporation
  • 222 Broadway, 19th floor, New York, NY, 10038
  • InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers. As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab. We also provide 30 year long term loans on stabil
  • Better Mortgage
  • 120 Broadway, 5th Floor, New York, NY, 10271
  • Better.com is one of the fastest growing home ownership startups in the country, having grown 3.5x year-over-year and funding over $2 billion in mortgages a month. The fintech disruptor dismantled the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting appointments.
  • New York Tribeca Group
  • 40 Wall Street, 43rd Floor, New York, NY, 10005
  • "With our financing programs, business owners have maximum limits determined based on their cashflow and they have access to more funds even before their existing positions are fully paid off. We provide same-day renewals and early pay off discounts for reduced interest. We Provide Fast Business Funding to Companies in Many Industries."