Land loan lenders for Germantown, TN AI 2026!

Explore and compare among 282 land loan lenders operating in Germantown, TN.

The average price for an acre of land in TN is $66,140. The loan-to-value (LTV) ratio for undeveloped land ranges from 18.56% to 75.23%, while the estimated LTV for loans on developed land in TNName falls between 37.83% and 77.02%.

The actual value and loan LTV of any piece of land depend on factors like its location, size, topography, zoning, and any entitlements associated with the land.

To find out about your land loan options and rates, get in touch with the top land loan lender in Germantown, TN.

Explore offers from 100 lenders

The Magic Land Loan Calculator

Utilizing Lendersa® AI technology ensures all your hard money lending needs are met, quickly connecting your loan request with numerous direct hard money lenders. Discover the best land loan rates today to fund any vacant land or land plus construction in TN.

Land Loans and Property Value

Reducing unnecessary inquiries can help protect your credit score. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Construction loans and blanket loans are central to vacant land lending; you might qualify for 100% LTV financing by agreeing to use additional property as collateral (blanket loan).

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker can greatly enhance your chances of securing a loan. Land loans in Germantown, TN are best arranged by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property improves approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 38138, 38139, 38183.



  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • Lends in Tennessee
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.

  • Wimberly Funding LLC
  • 101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
  • Lends in Tennessee
  • Wimberly Funding LLC: Your Trusted Financial Partner

    Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl

  • Carter Finance & Thrift Corporation
  • 140 Pioneer Village, Mountain City, TN, 37683
  • Lends in Tennessee
  • Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in Tennessee
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ

  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • Lends in Tennessee
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Tennessee
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Lends in Tennessee
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat

  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Lends in Tennessee
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or [email protected] for unpara

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in Tennessee
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.