Land loan lenders in Germantown, Tennessee [2026with AI]

The average price for an acre of land in TN is $66,140. The loan-to-value (LTV) ratio for undeveloped land ranges from 18.56% to 75.23%, while the estimated LTV for loans on developed land in TNName falls between 37.83% and 77.02%.

The actual value and loan LTV of any piece of land depend on factors like its location, size, topography, zoning, and any entitlements associated with the land.

To find out about your land loan options and rates, get in touch with the top land loan lender in Germantown, TN.

The Magic Land Loan Calculator

Utilizing Lendersa® AI technology ensures all your hard money lending needs are met, quickly connecting your loan request with numerous direct hard money lenders. Discover the best land loan rates today to fund any vacant land or land plus construction in TN.

Land Loans and Property Value

Reducing unnecessary inquiries can help protect your credit score. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Construction loans and blanket loans are central to vacant land lending; you might qualify for 100% LTV financing by agreeing to use additional property as collateral (blanket loan).

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker can greatly enhance your chances of securing a loan. Land loans in Germantown, TN are best arranged by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property improves approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 38138.

615-787-7176 Lender's profile and map Reviews NEXA Lending 3705 Hillmeade Ct, Nashville, TN, 37221 Lends in Tennessee NEXA Lending is the No. 1 Mortgage Broker in the United States. With over 280 lending partners, NEXA provides a wide variety of loan products, including Conventional, FHA, VA, USDA, jumbo loans, investor loans, commercial lending, construction loans, fix-and-flip, reverse, and many more! And our rates will never be beaten! Our mission is to serve o
6156010397 Lender's profile and map Reviews Hollygrove Lending Bristol Creek Dr., Nashville, TN, 37221 Lends in Tennessee Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.
(615) 936-0300 Lender's profile and map Reviews Vanderbilt University Credit Union 1313 21st Avenue South, Room 107, Nashville, TN, 37212 Lends in Tennessee Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(615) 385-6866 Lender's profile and map Reviews Cornerstone Financial Credit Union 1701 21st Avenue South, Nashville, TN, 37212 Lends in Tennessee Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.
(615) 256-8712 Lender's profile and map Reviews US Community Credit Union PO Box 140570, Nashville, TN, 37214 Lends in Tennessee US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!
(615) 871-4221 Lender's profile and map Reviews Nashville Post Office Credit Union 10 Rachel Drive, Nashville, TN, 37214 Lends in Tennessee Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.
(931) 759-5513 Lender's profile and map Reviews Jack Daniel Employees' Credit Union 488 Majors Boulevard, Lynchburg, TN, 37352 Lends in Tennessee At Jack Daniel Employees’ Credit Union. Founded in 1977, Jack Daniel Employees’ Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members. Credit unions were formed with one concept in mind, “people helping people”. This simple idea created an enormous movement.
4088212250 Lender's profile and map Reviews first bank of the lake 925 S Church St, Murfreesboro, TN, 37130 Lends in Tennessee Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
(800) 342-3086 Lender's profile and map Reviews Ascend Federal Credit Union 520 Airpark Drive, Tullahoma, TN, 37388 Lends in Tennessee At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.