Lenders using AI on vacant land in Jackson, TN 2026!

Choose and compare among 298 land loan lenders available in Jackson, TN.

The typical cost for an acre of land in TN is $26,220. The loan-to-value (LTV) ratio for undeveloped land varies from 16.41% to 50.95%, while for already developed land in TNName, the estimated LTV is between 36.12% and 75.20%.

The true value and LTV of any land depend on its location, size, topography, zoning, and any entitlements that have been arranged for the land.

Find out your land loan options and rates by reaching out to the leading land loan lender in Jackson, TN.

View loan offers from 100 lenders

The Magic Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology instantly matches your loan request with numerous direct hard money lenders. Discover the best land loan rates today for financing any type of vacant land or land plus construction in TN.

Land Loans and Land Value

Minimizing unnecessary inquiries can protect your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending; you might qualify for 100% LTV (Loan to Value) financing by using additional properties as security (blanket loan).

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker improves your chances of securing a loan. Land loans in Jackson, TN are best arranged by local lenders familiar with the area. A shorter distance between the hard money investor and the property enhances loan approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 38305.



Jackson Land Loan Lenders

  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Lends in Tennessee
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.

  • Decatur County Bank
  • 56 N. Pleasant St., Decaturville, TN, 38329
  • Lends in Tennessee
  • Decatur County Bank has grown exponentially since opening more than a century ago. In 2010, we established West Tennessee Bank, in order to better serve customers in surrounding counties. In 2018, the Jackson branch of West Tennessee Bank opened on Union University Drive. Because of you, we continue to grow and thrive throughout West Tennessee

  • Commercial Bank and Trust Company
  • 920 East Wood St, Paris, TN, 38242
  • Lends in Tennessee
  • Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put

  • Brighton Bank Tennessee
  • 7663 Highway 51 S, Brighton, TN, 38011
  • Lends in Tennessee
  • Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910

  • LG&W Federal Credit Union
  • 1616 Whitten Road, Memphis, TN, 38134
  • Lends in Tennessee
  • L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need.
    Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.

  • Paragon Bank
  • 5400 Poplar Avenue, Memphis, TN, 38119
  • Lends in Tennessee
  • Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.

  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Lends in Tennessee
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.

  • Heritage Bank & Trust
  • 217 South James M. Campbell Boulevard, Columbia, TN, 38401
  • Lends in Tennessee
  • Heritage Bank & Trust is proud to be your community bank serving Maury and Lawrence counties. Offering a broad range of financial services from personal to business needs, Heritage Bank & Trust strives to make your life better. Heritage Bank & Trust has offices in Columbia, Mount Pleasant and Lawrenceburg.

  • NEXA Lending
  • 3705 Hillmeade Ct, Nashville, TN, 37221
  • Lends in Tennessee
  • NEXA Lending is the No. 1 Mortgage Broker in the United States. With over 280 lending partners, NEXA provides a wide variety of loan products, including Conventional, FHA, VA, USDA, jumbo loans, investor loans, commercial lending, construction loans, fix-and-flip, reverse, and many more! And our rates will never be beaten! Our mission is to serve o

  • Hollygrove Lending
  • Bristol Creek Dr., Nashville, TN, 37221
  • Lends in Tennessee
  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.