Land loan lenders for Memphis, TN AI 2026!

Pick and contrast between 291 land loan providers in Memphis, TN.

The typical cost for an acre of land in TN is $20,467. The loan-to-value (LTV) ratio for plots that are not developed ranges from 16.10% to 47.45%, while the expected LTV for loans on developed land in TNName spans from 35.88% to 74.93%.

The true market value and LTV of any land parcel are contingent upon its location, dimensions, terrain, zoning, and any entitlements executed on the property.

Discover your land loan options and rates by getting in touch with a leading land loan lender in Memphis, TN.

Evaluate loan deals from 100 lenders

The Essential Land Loan Calculator

To address all your hard money lending requirements, the Lendersa® AI system will swiftly pair your loan request with several direct hard money lenders. Uncover the most favorable land loan rates today to finance any manner of vacant land or land plus construction in TN.

Land Loans and Land Value

Reducing unnecessary inquiries can help safeguard your credit score. Achieve pre-approval for a land loan without needing to provide your social security number or sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing; you might obtain 100% LTV financing by pledging additional properties as collateral (blanket loan).

Is Hard Money Lending Nearby?

Finding a private investor through a local hard money broker can dramatically enhance your chances of loan approval; land loans in Memphis, TN are ideally arranged by local lenders who understand the community. The proximity between the hard money investor and the property can improve loan approval likelihood and expedite the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 38120.



  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Lends in Tennessee
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.

  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • Lends in Tennessee
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality

  • Vortex Financial Group
  • 15007 Havenridge, Houston, TX, 77083
  • Lends in Tennessee
  • Vortex Financial Group

    Clear Financial Planning

    Vortex Financial Group helps families and business owners build wealth through personalized financial planning, retirement and investment strategies, and risk management. Connect with Nadia Ankleshwaria’s team—visit vortexfg.com or email arsh@vortexfg.com.

  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Lends in Tennessee
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa

  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Lends in Tennessee
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.

  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Lends in Tennessee
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.

  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Lends in Tennessee
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding

    We offer financing solutions for fix & flip real estate investors

    As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo

  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • Lends in Tennessee
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our