Vacant Land Loan Lenders Memphis, TN AI search of 2025!

Pick and contrast between 251 land loan providers in Memphis, TN.

The typical cost for an acre of land in TN is $20,467. The loan-to-value (LTV) ratio for plots that are not developed ranges from 16.10% to 47.45%, while the expected LTV for loans on developed land in TNName spans from 35.88% to 74.93%.

The true market value and LTV of any land parcel are contingent upon its location, dimensions, terrain, zoning, and any entitlements executed on the property.

Discover your land loan options and rates by getting in touch with a leading land loan lender in Memphis, TN.

Evaluate loan deals from 100 lenders

The Essential Land Loan Calculator

To address all your hard money lending requirements, the Lendersa® AI system will swiftly pair your loan request with several direct hard money lenders. Uncover the most favorable land loan rates today to finance any manner of vacant land or land plus construction in TN.

Land Loans and Land Value

Reducing unnecessary inquiries can help safeguard your credit score. Achieve pre-approval for a land loan without needing to provide your social security number or sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing; you might obtain 100% LTV financing by pledging additional properties as collateral (blanket loan).

Is Hard Money Lending Nearby?

Finding a private investor through a local hard money broker can dramatically enhance your chances of loan approval; land loans in Memphis, TN are ideally arranged by local lenders who understand the community. The proximity between the hard money investor and the property can improve loan approval likelihood and expedite the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 38120, 38127, 38107, 38106, 38105, 38104, 38103, 38109, 38108, 38152, 38132, 38133, 38131, 38134, 38141, 38112, 38111, 38114, 38115, 38116, 38117, 38118, 38119, 38018, 38016, 38128, 38122, 38125, 38126, 37501, 37544, 38088, 38101, 38113, 38124, 38130, 38136, 38137, 38145, 38148, 38150, 38151, 38157, 38159, 38161, 38163, 38166, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197.



  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Silverstar Capital llc
  • 609 Metairie rd #8252, Metairie, LA, 70005
  • Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol
  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.