Lenders using AI on vacant land in Memphis, TN 2026!

Pick and contrast between 282 land loan providers in Memphis, TN.

The typical cost for an acre of land in TN is $20,467. The loan-to-value (LTV) ratio for plots that are not developed ranges from 16.10% to 47.45%, while the expected LTV for loans on developed land in TNName spans from 35.88% to 74.93%.

The true market value and LTV of any land parcel are contingent upon its location, dimensions, terrain, zoning, and any entitlements executed on the property.

Discover your land loan options and rates by getting in touch with a leading land loan lender in Memphis, TN.

Evaluate loan deals from 100 lenders

The Essential Land Loan Calculator

To address all your hard money lending requirements, the Lendersa® AI system will swiftly pair your loan request with several direct hard money lenders. Uncover the most favorable land loan rates today to finance any manner of vacant land or land plus construction in TN.

Land Loans and Land Value

Reducing unnecessary inquiries can help safeguard your credit score. Achieve pre-approval for a land loan without needing to provide your social security number or sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing; you might obtain 100% LTV financing by pledging additional properties as collateral (blanket loan).

Is Hard Money Lending Nearby?

Finding a private investor through a local hard money broker can dramatically enhance your chances of loan approval; land loans in Memphis, TN are ideally arranged by local lenders who understand the community. The proximity between the hard money investor and the property can improve loan approval likelihood and expedite the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 38120, 38127, 38107, 38106, 38105, 38104, 38103, 38109, 38108, 38152, 38132, 38133, 38131, 38134, 38141, 38112, 38111, 38114, 38115, 38116, 38117, 38118, 38119, 38018, 38016, 38128, 38122, 38125, 38126, 37501, 37544, 38088, 38101, 38113, 38124, 38130, 38136, 38137, 38145, 38148, 38150, 38151, 38157, 38159, 38161, 38163, 38166, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197.



  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • Lends in Tennessee
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri

  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • Lends in Tennessee
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.

  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Lends in Tennessee
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.

  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Lends in Tennessee
  • Have you ever considered outsourcing your mortgage loan processing?

    Back office mortgage processing services provider A&P Mortgage Processing, LLC
    - Start the loan process

    A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed

  • Turner Capital
  • 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
  • Lends in Tennessee
  • Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.

  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Tennessee
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti

  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Lends in Tennessee
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c

  • Jet Capital Funding
  • 97 S Sewalls Point Rd, Stuart, FL, 34996
  • Lends in Tennessee
  • "Elevate your portfolio with Jet Real Estate. Led by Jamison Troutman, we bridge the gap between residential grit and high-stakes commercial investment. Whether you’re acquiring your first multi-family unit or closing a $100 million commercial deal, our team delivers the personalized strategy and market expertise needed to navigate today’s dynamic landscape with absolute precision." Call  561-827-5744