For 2026, the FHA loan limit in Fairbanks North Star county for Badger, located in AK, amounts to $472,030 for a single-family home. Two-unit properties have a limit of $604,400, three-unit residences limit is $730,525, and four-unit buildings reach $907,900.
Concerning conventional loans, the maximum limit for a single-family dwelling is $1,089,300. Two-unit homes are capped at $1,394,775, for three units it's $1,685,850, and for four units, the maximum extends to $2,095,200.
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The Lendersa® calculator lets you compare FHA rates and terms with those offered by all other loan programs. Explore and compare possibilities, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
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The Loan Limits Comparison Table for 2026 in Badger within Fairbanks North Star, AK, encompasses a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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