For 2026, FHA loan limits in College, within Fairbanks North Star county of AK, are $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The maximum conventional loan amount on a single-family residence caps at $1,089,300, increases to $1,394,775 for two-unit homes, $1,685,850 for three units, and peaks at $2,095,200 for four-unit residences.
Use our FHA calculator to explore today’s premier FHA rates and establish the necessary down payment, income, credit reserves, and documents required for qualification.
Lendersa® calculator facilitates comparison of FHA rates and terms with those of diverse loan programs. Delve into an exploration of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA alternatives.
Lendersa® sources comprehensive loan program data from thousands of lenders, efficiently aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in College, part of Fairbanks North Star county, AK, supports detailed comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification aspects like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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