FHA Loan Limits for Eielson-AFB, Fairbanks North Star County, AK in 2026

In 2026, the FHA loan limit in Eielson-AFB county of Fairbanks North Star, AK is $356,362 for a single-family home. For two-units, it is $456,275; for three-units, it's $551,500; and for four-units, the amount is $685,400.

The maximum loan amount allowed for conventional loans is $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.

Check today’s best FHA rates using our calculator to determine the required downpayment, income, credit, reserves, and documents for qualification.

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The Loan Limits Comparison Table for 2026 in Eielson-AFB county of Fairbanks North Star, AK compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze income, reserves, and credit requirements.

Loan limits Eielson-AFB county of Fairbanks North Star, AK

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $335,500 $335,500 $335,500 $335,500
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Eielson-AFB FHA Lenders

  • MAC Federal Credit Union
  • 3700 Santiago Ave., Fort Wainwright, AK, 99703
  • Lends in Alaska
  • Our credit union was chartered in 1952. For many years, we served primarily active duty and civil service personnel associated with Fort Wainwright. Then, in 2001, we branched into the community of Fairbanks and now serve all of the Fairbanks North Star Borough. Through mobile banking, remote deposit capture

  • Spirit of Alaska Federal Credit Union
  • 1417 Gillam Way, Fairbanks, AK, 99701
  • Lends in Alaska
  • "Spirit of Alaska Federal Credit Union (Spirit of Alaska) was founded in 1960. In the beginning, it was a small organization located in the Constitution Hall’s Viking Room at the University of Alaska Fairbanks. When it opened, Spirit of Alaska had $32, stored in a metal cash box.

    The driving force behind the credit union’s founding was four te

  • Denali State Bank
  • 119 N Cushman St, Fairbanks, AK, 99701
  • Lends in Alaska
  • Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.

  • Mt. McKinley Bank
  • 500 Fourth Ave, Fairbanks, AK, 99701
  • Lends in Alaska
  • Mt. McKinley Bank is the oldest and largest local financial institution in FairBanks. For over 50 years we have provided millions of dollars in residential mortgage financing offering in-house loans and local servicing in our effort to provide the best possible customer service. Today, our goals as a mutual Bank are the same as they were in 1965.

  • Mortgage Brokers of Alaska Corporation
  • 1577 C Street, Suite 101, Anchorage, AK, 99501
  • Lends in Alaska
  • We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.

  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • Lends in Alaska
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation.

    My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my

  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • Lends in Alaska
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom

  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Lends in Alaska
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution

  • C2C Mortgage LLC
  • 4300 B St, Anchorage, AK, 99503
  • Lends in Alaska
  • At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.

  • Cook Inlet Lending Center
  • 3600 Spenard Road, Suite 100, Anchorage, AK, 99503
  • Lends in Alaska
  • Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,