In 2026, the FHA loan limit in Nome county, part of Nome, AK, stands at $472,030 for a single-family dwelling. For properties with 2-units, the limit is $604,400, while for those with 3-units, it's $730,525. The cap for 4-unit residences is $907,900. These limits cover a spectrum of property types, offering diverse financing options.
Regarding conventional loans, the maximum on a single-family home is $1,089,300. It increases to $1,394,775 for two-unit homes, $1,685,850 for three-unit buildings, and the ceiling is $2,095,200 for four-unit structures. These figures provide guidance for financing varied property sizes under conventional terms.
Our FHA calculator is an excellent resource for reviewing today’s premier FHA rates. It allows you to calculate the necessary downpayment, assess income requirements, credit scores, reserves, and documentations needed for loan eligibility.
The Lendersa® calculator allows you to compare FHA loan rates and terms against other loan programs. This setup includes a variety of options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® collects extensive loan data from a multitude of lenders, providing rapid comparisons that match your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Nome county within Nome, AK, facilitates the comparison of maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an examination of qualification criteria, including income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $413,700 | $413,700 | $413,700 | $413,700 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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