In the year {CURRENT_YEAR}, the FHA loan limits in Kotzebue county of Northwest Arctic, AK stand at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two-unit dwellings, {DETAILS_LOAN_LIMIT_FHA3} for three-unit houses, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit properties.
For conventional loans, the highest loan amount for a single-family residence is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For a property with two units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL2}; for three-unit buildings, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}; and for four-unit homes, the cap is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Our FHA calculator helps you explore today’s best rates, and it details the required downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering data from thousands of lenders, Lendersa® quickly matches this information to your financial profile and needs.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Kotzebue county, Northwest Arctic, AK, enables comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $390,500 | $390,500 | $390,500 | $390,500 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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