2025 FHA (Government Loans) Limits for Bethel, Bethel County, Alaska

For 2025, the FHA loan limits in Bethel county, located in Bethel, AK, are set as follows: $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for those with 3-units, and $907,900 for 4-unit buildings. These limits provide flexible opportunities for homebuyers looking at different sizes of residential buildings.

When it comes to conventional loans, the maximum that can be borrowed for a single-family home is $1,089,300. For multi-unit homes, the limits are $1,394,775 for buildings with two units, $1,685,850 for those with three units, and $2,095,200 for four-unit properties. These limits are essential for financing different types of housing structures.

To explore today’s most competitive FHA rates, and accurately calculate what your downpayment would be, the required income, necessary credit scores, reserves, and documents needed to qualify, be sure to use our convenient FHA calculator. This tool provides clarity and assists in planning your financial path toward homeownership with ease.

Start here to compare loan offers from a wide selection of 100 lenders, offering a variety of terms and conditions. Begin your journey to find the best loan that suits your needs.

Explore Comprehensive Loan Options in Bethel, AK

The Lendersa® specialized calculator is designed to enable you to compare the rates and terms of FHA loans with those of numerous other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, and Non-QM, as well as hard money loans. This comparison is fundamental in finding what suits your financial landscape best.

Garnering expansive loan program data from a vast array of thousands of lenders, Lendersa® ensures that in just moments, it can align the complexities of the market with your personal financial profile and specific needs, thereby providing a tailored selection of loan options.

For a detailed look at loan options, refer to the meticulously crafted Loan Limits Comparison Table for 2025 in Bethel county of Bethel, AK. This table is instrumental in comparing the maximum loan amounts possible under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. To delve deeper into what qualification requires, including income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This advanced tool provides a comprehensive snapshot of the lending landscape, facilitating informed decision-making on your housing finance journey.

Loan limits Bethel county of Bethel, AK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $374,100 $374,100 $374,100 $374,100
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Mortgage Brokers of Alaska Corporation
  • 1577 C Street, Suite 101, Anchorage, AK, 99501
  • We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.
  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation. My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my
  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.
  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.
  • Spirit of Alaska Federal Credit Union
  • 1417 Gillam Way, Fairbanks, AK, 99701
  • "Spirit of Alaska Federal Credit Union (Spirit of Alaska) was founded in 1960. In the beginning, it was a small organization located in the Constitution Hall’s Viking Room at the University of Alaska Fairbanks. When it opened, Spirit of Alaska had $32, stored in a metal cash box. The driving force behind the credit union’s founding was four te
  • Denali State Bank
  • 119 N Cushman St, Fairbanks, AK, 99701
  • Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.
  • Mt. McKinley Bank
  • 500 Fourth Ave, Fairbanks, AK, 99701
  • Mt. McKinley Bank is the oldest and largest local financial institution in FairBanks. For over 50 years we have provided millions of dollars in residential mortgage financing offering in-house loans and local servicing in our effort to provide the best possible customer service. Today, our goals as a mutual Bank are the same as they were in 1965.
  • MAC Federal Credit Union
  • 3700 Santiago Ave., Fort Wainwright, AK, 99703
  • Our credit union was chartered in 1952. For many years, we served primarily active duty and civil service personnel associated with Fort Wainwright. Then, in 2001, we branched into the community of Fairbanks and now serve all of the Fairbanks North Star Borough. Through mobile banking, remote deposit capture
  • TRUE NORTH FEDERAL CREDIT UNION
  • 2777 Postal Way, Juneau, AK, 99801
  • True North Federal Credit Union, chartered in 1948 as a not-for-profit full-service cooperative financial institution and also True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services. Learn more about the spirit of our credit union.