FHA Loan Max Loan amount for Arab, Marshall County, AL in 2026

For the year 2026, the FHA loan limit in Arab, Marshall, AL is $472,030 for single-family homes, while 2-units are capped at $604,400, 3-units at $730,525, and 4-units at $907,900.

Conventional loans for a single-family residence max out at $726,200. Two, three, and four-unit properties have ceilings of $929,850, $1,123,900, and $1,396,800, respectively.

Use our FHA calculator to discover the day's best FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation to qualify.

Compare over 100 loan offers

Your Loan Options in Arab, AL

The Lendersa® calculator lets you compare FHA rates and terms with those of other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

It gathers and evaluates loan program data from thousands of lenders, providing comparisons tailored to your financial circumstances.

Check the Loan Limits Comparison Table for 2026 in Arab, Marshall, AL to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan figures. For qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Arab county of Marshall, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Mortgage Center
  • 109 1st Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • The Mortgage Center began in August 1992 as a one-man operation located in Cullman, Alabama. The company now has 2 offices in Alabama and has grown to one of the largest independent mortgage brokers in Alabama. The company has funded over 15,000 mortgage loans since its inception.

  • Southern Home Mortgage Corporation
  • 888 US-431, Boaz, AL, 35957
  • Lends in Alabama
  • Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • North Alabama Mortgage
  • 7501 Memorial Pkwy SW, Suite 100, Huntsville, AL, 35802
  • Lends in Alabama
  • Since our beginning in 2006, North Alabama Mortgage has been helping people fulfill their dreams of becoming homeowners. We pride ourselves on finding the best loan at the lowest cost possible. All with a focus on personal, friendly service and making the loan process as quick and easy as possible to our clients.

  • Davidson Homes. Heritage Mortgage
  • 336 James Record Road, Huntsville, AL, 35824
  • Lends in Alabama
  • In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees

  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • Lends in Alabama
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".

  • Merit Bank
  • 659 Gallatin Street SW, Huntsville, AL, 35801
  • Lends in Alabama
  • At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name.

    To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.

  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.

  • 1st Family Mortgage Company
  • 900-A Merchants Walk SW, Huntsville, AL, 35801
  • Lends in Alabama
  • The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Lawhorn & Associates Mortgage Company, Inc
  • 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
  • Lends in Alabama
  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing.

    We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"

  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.