2026 FHA Loan Limits for Arab, Marshall County, Alabama

For the year 2026, the FHA loan limit in Arab, Marshall, AL is $472,030 for single-family homes, while 2-units are capped at $604,400, 3-units at $730,525, and 4-units at $907,900.

Conventional loans for a single-family residence max out at $726,200. Two, three, and four-unit properties have ceilings of $929,850, $1,123,900, and $1,396,800, respectively.

Use our FHA calculator to discover the day's best FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation to qualify.

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Your Loan Options in Arab, AL

The Lendersa® calculator lets you compare FHA rates and terms with those of other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

It gathers and evaluates loan program data from thousands of lenders, providing comparisons tailored to your financial circumstances.

Check the Loan Limits Comparison Table for 2026 in Arab, Marshall, AL to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan figures. For qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Arab county of Marshall, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Arab FHA Lenders

  • Citizens Bank & Trust AL
  • 711 Gunter Avenue, Guntersville, AL, 35976
  • Lends in Alabama
  • Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.

  • Cadence Bank
  • 8031 US Highway 431, Albertville, AL, 35950
  • Lends in Alabama
  • Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.

  • Mortgage Group
  • 8180-B US Hwy 431, Albertville, AL, 35950
  • Lends in Alabama
  • We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.

  • First Lenders Mortgage
  • 8357 US HWY 431, Albertville, AL, 35950
  • Lends in Alabama
  • First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you

  • Merchants Bank of Alabama
  • 900 Second Avenue SW, Cullman, AL, 35055
  • Lends in Alabama
  • Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.

  • First Community Bank.
  • 420 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905.
    First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.

  • Cullman Savings Bank
  • 1652 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you

  • EvaBank
  • 1710 Cherokee Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • EvaBank is cautiously aggressive in its loan policy as well as in its deposit policy. EvaBank strives to beat the competition both service wise and rate wise. We offer ATM/Check Cards, online Banking, mobile Banking and mobile deposit.We can make a decision with respect to automobile loans and other personal loans within a matter of minutes.

  • Traditions Bank Cullman, Alabama U.S.A
  • 109 2nd Ave NW, Cullman, AL, 35055
  • Lends in Alabama
  • Traditions Bank is a true community Bank. That’s why we do things different here. We make personal connections with our customers and create ways to ensure we are helping guide their financial security and prosperity. These connections and agility are what “Building Bridges” means to us. In a world where financial services.

  • Peoples Bank of Alabama
  • 1912 Cherokee Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Peoples Bank of Alabama was born in 1977 as Peoples Bank of Holly Pond. Back then the citizens of this community needed a local Bank to serve their financial needs - one that understood their specific needs, wants, and dreams. We began with a simple mission of putting people first and doing what is right.