For 2026, within the county of Bibb, AL in Brent, the FHA loan limits are set as follows: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
With conventional loans, the maximum for a single-family home is $726,200. For residences with two units, the maximum amount is $929,850; for three units, it’s $1,123,900; and for four units, the limit is $1,396,800.
To explore the most advantageous FHA rates today, apply our FHA calculator. This tool also helps determine necessary down payments, assess income needs, credit requirements, reserves, and documentation needed for qualification.
The Lendersa® calculator makes it possible to evaluate FHA rates and terms alongside those of a variety of other loan programs. Contrast Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® swiftly analyzes a vast array of loan program data from thousands of lenders against your financial profile to meet your unique requirements.
For 2026, examine the Loan Limits Comparison Table in the county of Bibb, AL, Brent, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To further contrast qualification needs such as income, reserve ratios, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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