For the year 2026, FHA loan limits in Moores-Mill, located in Madison county, AL, are set as follows: $356,362 for a single-family home, $456,275 for homes with 2-units, $551,500 for properties with 3-units, and a ceiling of $685,400 for 4-units.
The highest amount for conventional loans on a single-family dwelling amounts to $548,250. Properties with two units can go up to $702,000, whereas those with three units reach $848,500, and for four-unit homes, the limit is $1,054,500.
Our FHA calculator is available to assess current FHA rates, guiding you in determining required down payment, required income, credit standards, reserves, and necessary documentation to qualify.
The Lendersa® calculator provides a means to compare the rates and terms of FHA loans with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
It draws data from thousands of lending institutions, performing rapid comparisons against your distinct financial profile to identify suitable options.
The 2026 Loan Limits Comparison Table, located in the county of Madison, Moores-Mill, AL, offers insights into maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria, including income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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