For 2026, the FHA loan limits in Huntsville county, located in Madison, AL, are as follows: $472,030 for a one-family residence, $604,400 for a two-unit property, $730,525 for a three-unit property, and $907,900 for a four-unit property.
Conventional loan limits for a single-family home are set at $726,200, and for two-unit homes, the maximum is $929,850. For three-unit dwellings, it's $1,123,900, and for four units, $1,396,800 is the limit.
Use our FHA calculator to check today's most competitive FHA rates and compute your required downpayment, income levels, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator offers a comprehensive comparison of FHA rates and terms with all other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates loan program information from thousands of lenders, comparing it with your individual financial needs in seconds.
For 2026 in Huntsville county, Madison, AL, the Loan Limits Comparison Table allows you to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To examine eligibility requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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