In 2026, the FHA loan limits set in Meridianville, within the county of Madison, AL, are $472,030 for a single-family home. Two-unit residences can secure up to $604,400, with 3-unit homes limited to $730,525, and 4-unit properties reaching $907,900.
For conventional loans, the maximum amount available for a single-family dwelling is $726,200. Properties with 2-units have a maximum of $929,850, those with 3 units have a limit of $1,123,900, and 4-unit homes can get up to $1,396,800.
Utilize our FHA calculator to access today's best FHA rates, and to evaluate down payment, income, credit, reserves, and documentation requirements for eligibility.
The Lendersa® calculator is a tool for comparing FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® amasses data from numerous lenders, offering a comprehensive comparison suited to your personal financial conditions almost instantaneously.
For 2026, the Loan Limits Comparison Table in Meridianville, Madison, AL provides you with maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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