For 2025, the FHA loan ceilings in Moulton within Lawrence county, AL reach $472,030 for a single-family residence, $604,400 for dual units, $730,525 for tri-plexes, and $907,900 for four-unit buildings.
Conventional loan maximums stand at $726,200 for single-family homes, $929,850 for two-unit dwellings, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to check today’s most competitive FHA rates, and confirm needed down payment, income, credit, reserves, and documents for qualification.
The Lendersa® tool allows you to measure FHA rates and terms against those of other loan types. Evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans beside FHA offerings.
Lendersa® gathers loan data from numerous lenders, rapidly aligning it with your financial picture and specific needs.
In the Loan Limits Comparison Table for 2025 in Moulton, located in Lawrence county, AL, examine variations among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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