For the year 2025, in the county of Franklin, AL, the FHA loan limits for Russellville are $472,030 for a single-family home, $604,400 for structures with two units, $730,525 for three-unit properties, and $907,900 for four units.
Conversely, conventional loans for a single-family residence cap at $726,200, increasing to $929,850 for homes with two units, $1,123,900 for properties with three units, and capping at $1,396,800 for four-unit homes.
With our FHA calculator, find the best FHA rates available today and determine necessary downpayment, income, credit scores, reserves, and documentation for qualification.
Using the Lendersa® calculator, compare FHA rates and terms with those of other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from thousands of lenders, making instant comparisons based on your financial profile and individual needs.
The Loan Limits Comparison Table for 2025 in Russellville county, Franklin, AL, provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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