For the year 2026, the FHA loan limits set in Priceville county of Morgan, AL are as follows: a single-family home can qualify for up to $472,030, while the limit for a duplex is $604,400; for three-unit properties, the limit increases to $730,525 and reaches $907,900 for four units.
In comparison, the peak loan amount for conventional loans on a single-family dwelling is $726,200. If the property is a duplex, the allowable loan ascends to $929,850, while for three-unit residences it's $1,123,900, and for those with four units, it stretches to $1,396,800.
Leverage our FHA calculator to discover the finest FHA rates today and calculate the downpayment, income, credit score, reserves, and necessary documentation required for loan qualification.
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The Lendersa® calculator is designed to compare FHA rates and conditions with other loan programs' parameters. Review and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
This tool gathers detailed loan program data from thousands of financial institutions. In mere seconds, it matches this information against your personal financial profile and specific needs, delivering a comprehensive comparison.
The Loan Limits Comparison Table for 2026 throughout Priceville in Morgan, AL provides a detailed look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan categories. To thoroughly evaluate qualification criteria such as income, reserves, and credit requirements, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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