For 2026, the FHA loan limits in Pike-Road county of Montgomery, AL, stand at $356,362 for a single-family residence. It escalates to $456,275 for two-unit homes, $551,500 for three-unit properties, and peaks at $685,400 for four-unit buildings.
Conventional loan maximums on a single-family home are set at $548,250. This rises to $702,000 for homes with two units, $848,500 for three-unit residences, and reaches $1,054,500 for four-unit structures.
Utilize our FHA calculator to view the best FHA rates available today, determining the necessary downpayment, income requirements, needed credit scores, reserves, and essential documentation for qualification.
The Lendersa® calculator lets you compare FHA loan rates and terms with those from other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, effortlessly comparing your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Pike-Road county, Montgomery, AL, displays a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification needs, including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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