2025 FHA (Government Loans) Limits for Pike-Road, Montgomery County, Alabama

For 2025, the FHA loan limits in Pike-Road county of Montgomery, AL, stand at $356,362 for a single-family residence. It escalates to $456,275 for two-unit homes, $551,500 for three-unit properties, and peaks at $685,400 for four-unit buildings.

Conventional loan maximums on a single-family home are set at $548,250. This rises to $702,000 for homes with two units, $848,500 for three-unit residences, and reaches $1,054,500 for four-unit structures.

Utilize our FHA calculator to view the best FHA rates available today, determining the necessary downpayment, income requirements, needed credit scores, reserves, and essential documentation for qualification.

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The Lendersa® calculator lets you compare FHA loan rates and terms with those from other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects data from thousands of lenders, effortlessly comparing your financial needs and profile.

The Loan Limits Comparison Table for 2025 in Pike-Road county, Montgomery, AL, displays a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification needs, including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Pike-Road county of Montgomery, AL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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