This year, {CURRENT_YEAR}, in Tarrant within Jefferson county, AL, FHA sets loan limits as follows: a single-family home has a cap of {DETAILS_LOAN_LIMIT_FHA1}, two-unit residences are limited to {DETAILS_LOAN_LIMIT_FHA2}, three-unit properties to {DETAILS_LOAN_LIMIT_FHA3}, and four-unit homes have a maximum of {DETAILS_LOAN_LIMIT_FHA4}.
Conventional loans reach maximum amounts as well; for a single-family home, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For 2-unit properties, the limit is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for 3-unit homes, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for 4-units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Use our FHA calculator to find today's optimal FHA rates; it also helps determine necessary downpayment, income, credit, reserves, and documentation for loan qualification.
The Lendersa® calculator lets you compare FHA rates and terms against those from other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Thousands of lenders provide data to Lendersa®, allowing for rapid comparison against your unique financial profile and needs.
Check the Loan Limits Comparison Table for {CURRENT_YEAR} in Tarrant of Jefferson, AL to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For examining income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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