2026 FHA Loan Limits for Athens, Limestone County, Alabama

In 2026, the FHA loan limits set for Athens county, Limestone, AL are $472,030 for a single-family home, $604,400 for two units, $730,525 for three-unit properties, and $907,900 for residences with four units.

Conventional loans on single-family homes have a maximum of $726,200, moving to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for homes with four units.

Use our FHA calculator to discover today’s top FHA rates and ascertain the required downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Explore various options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Gathering data from thousands of lenders, Lendersa® rapidly compares it to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Athens county, Limestone, AL provides a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.

Loan limits Athens county of Limestone, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Athens FHA Lenders

  • COURTESY FIRST HOME LENDERS
  • 110 N Marion St, Athens, AL, 35611
  • Lends in Alabama
  • Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing our community with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and additional 4 years specializing in mortgage originations I felt the time was right to open a local

  • First Mortgage Group
  • 118 E Moulton St, Decatur, AL, 35601
  • Lends in Alabama
  • The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • DREAM HOME MORTGAGE LLC
  • 1690 Beltline Road SW, Suite A, Decatur, AL, 35601
  • Lends in Alabama
  • "Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost.

    We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu

  • Family Security Credit Union
  • 2204 Family Security Place SW, Decatur, AL, 35603
  • Lends in Alabama
  • Family Security Credit Union offers many convenient online services from their website 24 hours a day. Family Security Credit Union's online banking allows members to save time and money with online bill pay, check account balances, order checks, make loan payments, view e-Statements.

  • Davidson Homes. Heritage Mortgage
  • 336 James Record Road, Huntsville, AL, 35824
  • Lends in Alabama
  • In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees

  • MidTown Mortgage Company
  • 500 Providence Main St, Suite 2, Huntsville, AL, 35806
  • Lends in Alabama
  • We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.

  • First Metro Bank
  • 406 West Avalon Avenue, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.

  • Alabama Mortgage Lending
  • 3316 Bob Wallace Avenue, Huntsville, AL, 35805
  • Lends in Alabama
  • Alabama Mortgage Lending committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • North Alabama Mortgage
  • 7501 Memorial Pkwy SW, Suite 100, Huntsville, AL, 35802
  • Lends in Alabama
  • Since our beginning in 2006, North Alabama Mortgage has been helping people fulfill their dreams of becoming homeowners. We pride ourselves on finding the best loan at the lowest cost possible. All with a focus on personal, friendly service and making the loan process as quick and easy as possible to our clients.

  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • Lends in Alabama
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.