FHA Loan Limits for Saraland, Mobile County, AL in 2025

For {CURRENT_YEAR}, the FHA loan limits in Saraland county of Mobile, AL are defined as {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two units, {DETAILS_LOAN_LIMIT_FHA3} for three units, and {DETAILS_LOAN_LIMIT_FHA4} for four units.

The maximum amount for conventional loans for single-family homes is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, with two-unit properties at {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, three-unit residences at {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and four-unit homes at {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.

Use our FHA calculator to discover today’s top FHA rates and evaluate the downpayment, income, credit, reserves, and documentation needed for qualification.

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With the Lendersa® calculator, compare FHA rates and terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Refer to the Loan Limits Comparison Table for {CURRENT_YEAR} in Saraland county of Mobile, AL, which presents maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive evaluation regarding income, reserves, and credit requirements.

Loan limits Saraland county of Mobile, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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