For {CURRENT_YEAR}, the FHA loan limits in Saraland county of Mobile, AL are defined as {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two units, {DETAILS_LOAN_LIMIT_FHA3} for three units, and {DETAILS_LOAN_LIMIT_FHA4} for four units.
The maximum amount for conventional loans for single-family homes is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, with two-unit properties at {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, three-unit residences at {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and four-unit homes at {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Use our FHA calculator to discover today’s top FHA rates and evaluate the downpayment, income, credit, reserves, and documentation needed for qualification.
With the Lendersa® calculator, compare FHA rates and terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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Refer to the Loan Limits Comparison Table for {CURRENT_YEAR} in Saraland county of Mobile, AL, which presents maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive evaluation regarding income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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