In 2026, the FHA loan limits in Satsuma, within Mobile county, AL, are $472,030 for a single-family home. For 2-unit properties, it is set at $604,400, increasing to $730,525 for 3-units, and a cap of $907,900 for 4-units.
The maximum loan allowable for conventional loans on a single-family property is $726,200. For 2-units, the amount reaches $929,850, while 3-units have a limit of $1,123,900, and 4-units extend to $1,396,800.
Employ our FHA calculator to discover the best FHA rates today and identify the necessary down payment, income, credit standards, reserves, and documents needed to qualify.
The Lendersa® calculator provides a comparison of FHA rates and terms alongside those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By sourcing data from numerous lenders, Lendersa® efficiently matches this information to your personal financial profile and needs.
Check the Loan Limits Comparison Table for 2026 located in Satsuma, Mobile, AL, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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