In 2026, within the county of Mobile in Prichard, AL, the FHA loan limit stands at $472,030 for a single-family home. For two units, the limit is $604,400; for three units, it's $730,525; and for four-unit structures, the cap is $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200, with two-unit limits at $929,850, three-unit limits at $1,123,900, and four units peaking at $1,396,800.
Utilize our FHA calculator to check today’s rates and find out the required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other programs. Evaluate and contrast loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Lendersa® swiftly matches data from thousands of lenders to your particular financial needs and profile.
The Loan Limits Comparison Table for 2026 in Prichard county, Mobile, AL, features FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for requirement analysis such as income, reserves, and credit evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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