FHA Loan Limits for Selma, Dallas County, AL in 2026

In 2026, the FHA loan limits in Selma county of Dallas, AL are $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit buildings, and $907,900 for four units.

The maximum amounts for conventional loans are $726,200 for one-unit homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Our FHA calculator will help you see today’s top FHA rates and determine the required downpayment, income, credit score, reserves, and documents for qualification.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore different loans like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money options alongside FHA.

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For 2026, the Loan Limits Comparison Table in Selma county of Dallas, AL provides maximum amounts for loans including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserve, and credit requirements.

Loan limits Selma county of Dallas, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Phenix-Girard Bank
  • 801 13th St, Phenix City, AL, 36867
  • Lends in Alabama
  • We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.

  • Fort McClellan Credit Union
  • 1010 Golden Springs Road, Anniston, AL, 36207
  • Lends in Alabama
  • Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.

  • Providence Mortgage PC
  • 311 East 11th Street, Anniston, AL, 36207
  • Lends in Alabama
  • Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.

  • Jackson Mortgage Company, Inc.
  • 1119 Leighton Ave., Anniston, AL, 36207
  • Lends in Alabama
  • Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.

  • Centennial Mortgage Company
  • 6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904
  • Lends in Alabama
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Lends in Alabama
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.

  • Kinetic Credit Union
  • 1251 13th St, Columbus, GA, 31901
  • Lends in Alabama
  • Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.

  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Lends in Alabama
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.

  • The Bank of Vernon
  • 44825 Highway 17, Vernon, AL, 35592
  • Lends in Alabama
  • Bank of Vernon's history dates back to November 11, 1911, becoming the first bank in Alabama chartered by the Alabama Banking Department. Our first location was courthouse square.
    Bank of Vernon has endured the challenging time of the Great Depression and other economic downtimes prevailing as a strong, well-capitalized hometown, independent ban

  • Blue Sand Mortgage, Inc
  • 301 S Ferdon Boulevard, Suite E, Crestview, FL, 32536
  • Lends in Alabama
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Merchants Bank of Alabama
  • 900 Second Avenue SW, Cullman, AL, 35055
  • Lends in Alabama
  • Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.

  • First Community Bank.
  • 420 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905.
    First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.