For 2026, FHA loan limits in Sumiton county, Walker, AL, are: $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The maximum conventional loan on a single-family home is $726,200. For 2-units, it's $929,850, for 3-units it's $1,123,900, and for 4-units, it's $1,396,800.
Use our FHA calculator to find today’s top FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® gathers data from thousands of lenders, quickly aligning it with your financial profile.
The Loan Limits Comparison Table for 2026 in Sumiton, Walker, AL, compares maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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