For the year 2026, FHA loan limits in Beebe county, which is part of White, AR, are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit buildings.
The highest conventional loan amount for a single-family residence is $726,200. For a two-unit property, it is $929,850, climbing to $1,123,900 for three units, and reaching $1,396,800 for four-unit real estate.
Utilize our FHA calculator to find today’s top FHA rates and calculate the necessary down payment, check income and credit requirements, assess reserves, and gather required documentation for qualification.
The Lendersa® calculator permits the comparison of FHA rates and terms with those of a variety of other loan programs. Analyze options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA terms.
With access to data from thousands of lenders, Lendersa® quickly evaluates these options against your unique financial circumstances and needs.
The Loan Limits Comparison Table for 2026 in Beebe county, White, AR, allows a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper understanding of qualification criteria, like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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