For the year 2025, the FHA loan limits in Austin county, part of Lonoke, AR, are outlined as follows: $472,030 for single-family residences, $604,400 for duplexes (2-units), $730,525 when considering triplexes (3-units), and $907,900 for four-unit properties.
When looking at conventional loans, the highest amount you can borrow for a single-family home is $726,200. Moving onto duplexes, these loans cap at $929,850. For triplexes (3-units), the figure is $1,123,900, and for properties comprising four units, the limit is $1,396,800.
To determine current FHA rates and the necessary qualifications such as downpayments, income, credit history, reserves, and required documentation, you can utilize our FHA calculator.
With the Lendersa® calculator, you can effortlessly compare FHA rates and terms alongside various other loan program rates and conditions. Explore a broad spectrum including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans, relative to FHA.
Through Lendersa®, gain immediate access to data from a multitude of lending programs sourced from thousands of lenders, efficiently contrasting them with your unique financial requirements and preferences.
Utilize the Loan Limits Comparison Table for 2025 within Austin county of Lonoke, AR, which enables direct comparison of maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For reviewing qualification requirements like income thresholds, reserve needs, and credit scores, leverage the powerful Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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