As of 2026, the FHA loan limits in Hot-Springs-Village county, Saline, AR are set as follows: $356,362 for a single-family house, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.
For conventional loans, the highest allowable amount for a single-family dwelling is $548,250. This limit extends to $702,000 for dual units, $848,500 for triplexes, and $1,054,500 for fourplexes.
Our FHA calculator can help you discover the best FHA rates today and find out details regarding downpayment, credit scores, income, reserves, and necessary documents for qualification.
Utilizing the Lendersa® calculator, you can compare FHA loan rates and terms with other types of loans. Other options include Conventional, Jumbo, USDA, VA, Non-Qm, and hard money loans.
Lendersa® gathers information from thousands of lenders, swiftly matching loan programs to your financial profile.
Access the Loan Limits Comparison Table for 2026 in Hot-Springs-Village county, Saline, AR to evaluate maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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