For {CURRENT_YEAR}, the FHA loan ceiling in Hot-Springs county of Garland, AR is set at {DETAILS_LOAN_LIMIT_FHA1} for a single-family house, {DETAILS_LOAN_LIMIT_FHA2} for two-unit dwellings, {DETAILS_LOAN_LIMIT_FHA3} for three-unit homes, and {DETAILS_LOAN_LIMIT_FHA4} for properties with four units.
The highest amount for conventional loans is {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single-family home, then {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit properties, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four units.
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The Lendersa® calculator provides a comparison of FHA rates and terms alongside other loan program options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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The Loan Limits Comparison Table for {CURRENT_YEAR} in Hot-Springs county of Garland, AR gives a comparative view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For a detailed comparison of qualification aspects like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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