During 2026, the FHA loan limits in Piney county of Garland, AR, are defined as $472,030 for single-family homes, $604,400 for two-unit dwellings, $730,525 for three-unit residences, and $907,900 for four-unit buildings.
The highest loan amounts for conventional loans are $726,200 for single-family residences, $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for four-unit structures.
Our FHA calculator allows you to check today’s top FHA rates, helping you determine the necessary downpayment, income level, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator gives you the tools to compare FHA rates and terms against those of other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects data from a vast number of lenders and quickly aligns it with your financial profile and needs for an optimal match.
In 2026, use the Loan Limits Comparison Table for Piney county, Garland, AR, to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification requirements, including income, reserves, and credit specifications, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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