For the year 2026, FHA loan limits in Johnson county within Washington, AR are set at $472,030 for a single-family home. For properties with 2-units, the limit reaches $604,400, while 3-units have a cap of $730,525, and the maximum for 4-units is $907,900.
In terms of conventional loans, the upper limit for a single-family residence is $726,200. For structures consisting of 2-units, the amount is set at $929,850. Three-unit buildings can access up to $1,123,900, and for those with 4-units, the maximum amount is $1,396,800.
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Utilize the Lendersa® calculator to compare FHA rates and terms with those available from other loan programs. Explore different options like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
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In the Loan Limits Comparison Table for 2026 located in Johnson, in Washington, AR, you will find a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money options. To evaluate qualification criteria including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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