As of 2025, FHA loan limits in Prairie-Grove county, which is part of Washington, AR, are determined as follows: the limit is $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for residences with three units, and $685,400 for four-unit dwellings.
For conventional loans, the maximum amount you can borrow on a single-family home is $548,250. The ceiling for two-unit properties stands at $702,000, for those with three units it is $848,500, and for four-unit properties, it reaches $1,054,500.
To discover the best FHA rates available today, employ our FHA calculator. This tool will aid in determining the necessary down payment, evaluating income requirements, checking credit standards, understanding reserve needs, and identifying requisite qualification documents.
The Lendersa® calculator enables comprehensive comparisons between FHA rates and terms and those of various other loan programs. Investigate different loan types such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans, assessing them against FHA offers.
By accessing extensive data from thousands of lenders, Lendersa® efficiently evaluates and aligns available options with your unique financial needs and profile.
Our Loan Limits Comparison Table, designed for 2025 in Prairie-Grove county of Washington, AR, allows for an examination of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. For a detailed analysis of eligibility requirements like income, reserves, and credit, you can utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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