FHA Loan Limits for Prairie-Grove, Washington County, AR in 2026

As of 2026, FHA loan limits in Prairie-Grove county, which is part of Washington, AR, are determined as follows: the limit is $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for residences with three units, and $685,400 for four-unit dwellings.

For conventional loans, the maximum amount you can borrow on a single-family home is $548,250. The ceiling for two-unit properties stands at $702,000, for those with three units it is $848,500, and for four-unit properties, it reaches $1,054,500.

To discover the best FHA rates available today, employ our FHA calculator. This tool will aid in determining the necessary down payment, evaluating income requirements, checking credit standards, understanding reserve needs, and identifying requisite qualification documents.

Peruse offers from a selection of 100 lenders

Evaluate Your Loan Options in Prairie-Grove, AR

The Lendersa® calculator enables comprehensive comparisons between FHA rates and terms and those of various other loan programs. Investigate different loan types such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans, assessing them against FHA offers.

By accessing extensive data from thousands of lenders, Lendersa® efficiently evaluates and aligns available options with your unique financial needs and profile.

Our Loan Limits Comparison Table, designed for 2026 in Prairie-Grove county of Washington, AR, allows for an examination of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. For a detailed analysis of eligibility requirements like income, reserves, and credit, you can utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Prairie-Grove county of Washington, AR

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Prairie-Grove FHA Lenders

  • NwaLending.com
  • 2829 E Hyland Park Road, Fayetteville, AR, 72701
  • Lends in Arkansas
  • NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.

  • Legacy National Bank
  • 4055 W Sunset Ave, Springdale, AR, 72762
  • Lends in Arkansas
  • Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.

  • Generations Mortgage
  • 3665 N Investment Dr, Fayetteville, AR, 72703
  • Lends in Arkansas
  • Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.

  • United Bank
  • 2600 S Thompson St, Springdale, AR, 72764
  • Lends in Arkansas
  • United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.

  • Arvest Mortgage
  • PO Box 799, Lowell, AR, 72745
  • Lends in Arkansas
  • Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.

  • Purple Ink Mortgage
  • 5506 Walsh Ln, Suite 206, Rogers, AR, 72758
  • Lends in Arkansas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Lends in Arkansas
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans

  • Express Mortgage llc
  • 604 S 4th St, Van Buren, AR, 72956
  • Lends in Arkansas
  • "Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services.

    Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"

  • Bank of Little Rock Mortgage
  • 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
  • Lends in Arkansas
  • Bank of Little Rock Mortgage is a​ leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.

  • Hero Mortgage, LLC
  • 609 SW 8th Street, Suite 600, Bentonville, AR, 72712
  • Lends in Arkansas
  • Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.