During 2026, within the county of Lonoke situated in the city of Lonoke, AR, the FHA loan limit is defined as $472,030 for a single-family dwelling. If considering a 2-unit property, the limit increases to $604,400, for 3-units it's $730,525, and for properties consisting of 4-units, the limit reaches $907,900.
Looking at conventional loans, for a single-family home, the highest loan attainable is $726,200. For those with 2-units, the limit is set at $929,850, moving to $1,123,900 for structures with 3-units, and finally for 4-unit residences, the cap is $1,396,800.
To explore today’s top FHA interest rates and understand the requirements involving downpayment, income levels, creditworthiness, financial reserves, and necessary documentation for eligibility, utilize our advanced FHA calculator available for your use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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