In 2026, the FHA loan caps for Malvern county of Hot Spring, AR are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the limit is $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator lets you access current FHA rates and calculate required downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA rates with other loan options, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Gathering data from thousands of lenders, Lendersa® matches it with your financial profile in seconds.
The Loan Limits Comparison Table for 2026 in Malvern county of Hot Spring, AR enables you to compare maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Consult Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit qualification requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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