For {CURRENT_YEAR}, within Pea-Ridge county in Benton, AR, the FHA loan limit stands at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home. The limit is {DETAILS_LOAN_LIMIT_FHA2} for two-unit properties, {DETAILS_LOAN_LIMIT_FHA3} for three-unit buildings, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit residences.
On the other hand, the conventional loan maximum amounts are {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single-family home, {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for duplexes, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for triplexes, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for quadruplexes.
Use our FHA calculator to discover the best FHA rates currently available and evaluate the necessary down payment, income, credit standing, reserves, and documentation required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Investigate and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan program data from a multitude of lenders, swiftly aligning these with your unique financial demands and needs.
For {CURRENT_YEAR}, refer to the Loan Limits Comparison Table in Pea-Ridge county of Benton, AR, for an overview of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed qualification criteria comparison, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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