For 2025, within Pea-Ridge county in Benton, AR, the FHA loan limit stands at $356,362 for a single-family home. The limit is $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for four-unit residences.
On the other hand, the conventional loan maximum amounts are $548,250 for a single-family home, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for quadruplexes.
Use our FHA calculator to discover the best FHA rates currently available and evaluate the necessary down payment, income, credit standing, reserves, and documentation required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Investigate and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan program data from a multitude of lenders, swiftly aligning these with your unique financial demands and needs.
For 2025, refer to the Loan Limits Comparison Table in Pea-Ridge county of Benton, AR, for an overview of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed qualification criteria comparison, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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