2026 FHA Loan Limits for Pine-Bluff, Jefferson County, Arkansas

For the year 2026, the FHA loan limits for Pine-Bluff county in Jefferson, AR are established at $356,362 for single-family homes, $456,275 for two-unit residences, $551,500 for three-unit properties, and $685,400 for four units.

The highest loan value for conventional loans on a single-family residence is $548,250, $702,000 for two-unit buildings, $848,500 for three units, and $1,054,500 for four-unit properties.

Leverage our FHA calculator to discover today's top FHA rates, examine required downpayments, assess income, review credit, check reserves, and compile necessary documentation to qualify.

Explore your options: View offers from 100 lenders.

Review your loan opportunities in Pine-Bluff, AR

The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms with those of other loan types. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.

With access to data from thousands of lenders, Lendersa® provides a quick comparison tailored to individual financial profiles.

Consult the Loan Limits Comparison Table for 2026 in Pine-Bluff county of Jefferson, AR to contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs such as income, reserves, and credit.

Loan limits Pine-Bluff county of Jefferson, AR

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Pine-Bluff FHA Lenders

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.

  • Cooperative Extension Federal Credit Union
  • 2301 S. University Ave, Little Rock, AR, 72204
  • Lends in Arkansas
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.

    CESFCU became a Federally Chartered Credit Union in 1992

  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners

  • BANK OF ENGLAND MORTGAGE
  • 5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
  • Lends in Arkansas
  • "Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude.

    Bank of England Mortgage offers the strengths of a strong capital base"

  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • Lends in Arkansas
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout

  • Alcoa Community Federal Credit Union
  • 1125 Military Road, Benton, AR, 72015
  • Lends in Arkansas
  • The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.

  • Baptist Health Federal Credit Union
  • 9000 Kanis Rd, Little Rock, AR, 72205
  • Lends in Arkansas
  • Baptist Health Federal Credit Union is a not-for-profit financial institution with a people helping people mentality. We serve employees, friends, family, retirees, and volunteers of Baptist Health and other healthcare service industries. All deposits are federally insured by the NCUA up to $250,000. Visit the NCUA to learn more.

  • Eagle Bank & Trust
  • 650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
  • Lends in Arkansas
  • Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee

  • TruService Community FCU
  • 11001 Hermitage Road, Little Rock, AR, 72211
  • Lends in Arkansas
  • TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.

  • Wonder State Mortgage
  • 650 S. Shackleford, Suite 400, Little Rock, AR, 72211
  • Lends in Arkansas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.