In 2026, the FHA loan limits in White-Hall county of Jefferson, AR are defined as $356,362 for a single-family home, $456,275 for duplexes, $551,500 for tri-plex units, and $685,400 for four-unit properties.
The maximum allowable amount for conventional loans on a single-family residence is $548,250. It increases to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to see today’s best FHA rates and to determine the necessary down payment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those from other loan programs. Take time to explore and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® pulls comprehensive data on loan programs from thousands of lenders and quickly matches it with your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in White-Hall county of Jefferson, AR details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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