2026 FHA (Government Loans) Limits for Apache-Junction, Pinal County, Arizona

For 2026, the FHA loan limit in Apache-Junction county of Pinal, AZ is $368,000 for a single-family home. The limit is $471,100 for residences with two units, $569,450 for those with three units, and $707,700 for properties comprising four units.

Conventional loans place the maximum allowable amount for a single-family residence at $548,250. For homes with two units, the cap increases to $702,000, for three units $848,500, and for four-unit dwellings, $1,054,500.

Utilize our FHA calculator to explore today’s prime FHA rates and determine the necessary downpayment, income requirements, credit status, reserves, and the documentation required for qualification.

Evaluate and compare loan options from a vast selection of 100 lenders

Examine Your Loan Choices in Apache-Junction, AZ

The Lendersa® calculator helps you contrast FHA rates and terms with those from different loan programs. Explore and evaluate various options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans in conjunction with FHA.

Lendersa® sources loan program data from thousands of lenders and rapidly aligns it with your unique financial environment and needs.

For 2026 in Apache-Junction county of Pinal, AZ, the Loan Limits Comparison Table lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money maximum loan limits. To examine qualification requirements like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Understanding and selecting the appropriate loan is crucial for meeting financial goals and ensuring manageable repayment terms. By utilizing a comprehensive comparison tool, such as Lendersa®, you can better navigate interest rates, eligibility details, and personalized loan solutions tailored to your specific economic circumstances and future objectives.

Staying informed about the evolving landscape of loan programs can significantly influence your financial decisions, facilitating wise investments in property and other ventures. Adapt and adjust according to the latest loan options available to maximize financial growth and stability.

Loan limits Apache-Junction county of Pinal, AZ

SFR 2 Units 3 Units 4 Units
FHA $368,000 $471,100 $569,450 $707,700
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $294,400 $294,400 $294,400 $294,400
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Apache-Junction FHA Lenders

  • Nexa Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Lends in Arizona
  • Nexa Mortgage, LLC: Your Partner in Home Ownership

    **Secure Your Dream Home with Ease**

    Nexa Mortgage, LLC, led by Jason Elliott, offers tailored mortgage solutions from California, ensuring fast, competitive rates. We serve first-time buyers and seasoned investors alike with quick closings and personalized guidance, making home ownership sea

  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • Lends in Arizona
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

    Through working with Union Home Mortgage, a Direct Lender,"

  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • Lends in Arizona
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.

  • KRF Financial LLC
  • 4445 E Holmes Ave, Suite 101, Mesa, AZ, 85206
  • Lends in Arizona
  • KRF Financial LLC is an Arizona corporation focusing on Arizona, Utah and Idaho residential properties. We don't tele-market or use mass mail to increase our business. We work by referral only. That way we can spend more time helping you. We have over twenty years of experience in the mortgage business helping individuals buy their first home.

  • kda home financial
  • 4447 E. Broadway Rd, Suite 102, Mesa, AZ, 85206
  • Lends in Arizona
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.

  • Mesa Mortgage, Inc.
  • 3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
  • Lends in Arizona
  • "Mesa Mortgage, Inc., was established in June of 1999. We are a family-owned and operated business located in Mesa, Arizona.
    We help individuals and families throughout the state of Arizona secure their loan with the most competitive rates possible. Whether you are purchasing your first home, a vacation home, interested in refinancing your mortga

  • SUN AMERICAN MORTGAGE COMPANY
  • 4140 E. Baseline Rd. Ste 206, Mesa, AZ, 85206
  • Lends in Arizona
  • Established in 1984, we are a group of mortgage professionals dedicated to helping our clients achieve their real estate and home financing goals. We offer home purchase, refinance, and reverse mortgage services to our clients. If you’re thinking about buying a home or refinancing, we are here to help you!

  • House Loans Mortgage Services Corp.
  • 38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
  • Lends in Arizona
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Driven Lending LLC
  • 39701 N. Country Ln, San Tan Valley, AZ, 85140
  • Lends in Arizona
  • Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.

  • Empower You! LLC
  • 1409 North Honeysuckle, Lane Gilbert, AZ, 85234
  • Lends in Arizona
  • "We can help you get the lifestyle you
    desire with the best loan options and
    most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."