2025 FHA Loan Limits for Apache-Junction, Pinal County, Arizona

For 2025, the FHA loan limit in Apache-Junction county of Pinal, AZ is $368,000 for a single-family home. The limit is $471,100 for residences with two units, $569,450 for those with three units, and $707,700 for properties comprising four units.

Conventional loans place the maximum allowable amount for a single-family residence at $548,250. For homes with two units, the cap increases to $702,000, for three units $848,500, and for four-unit dwellings, $1,054,500.

Utilize our FHA calculator to explore today’s prime FHA rates and determine the necessary downpayment, income requirements, credit status, reserves, and the documentation required for qualification.

Evaluate and compare loan options from a vast selection of 100 lenders

Examine Your Loan Choices in Apache-Junction, AZ

The Lendersa® calculator helps you contrast FHA rates and terms with those from different loan programs. Explore and evaluate various options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans in conjunction with FHA.

Lendersa® sources loan program data from thousands of lenders and rapidly aligns it with your unique financial environment and needs.

For 2025 in Apache-Junction county of Pinal, AZ, the Loan Limits Comparison Table lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money maximum loan limits. To examine qualification requirements like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Understanding and selecting the appropriate loan is crucial for meeting financial goals and ensuring manageable repayment terms. By utilizing a comprehensive comparison tool, such as Lendersa®, you can better navigate interest rates, eligibility details, and personalized loan solutions tailored to your specific economic circumstances and future objectives.

Staying informed about the evolving landscape of loan programs can significantly influence your financial decisions, facilitating wise investments in property and other ventures. Adapt and adjust according to the latest loan options available to maximize financial growth and stability.

Loan limits Apache-Junction county of Pinal, AZ

SFR 2 Units 3 Units 4 Units
FHA $368,000 $471,100 $569,450 $707,700
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $294,400 $294,400 $294,400 $294,400
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Forward Holdings LLC
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Forward is a licensed mortgage brokerage, serving the lending needs of individuals looking to buy homes and customers looking to refinance. Our focus; providing personal and specialized mortgage services to meet each client’s specific needs. we Specialties in mortgage broker, first mortgages, first time home buyer, mortgage rates etc
  • Creative Home Loans L.L.C.
  • 16401 North 40th Street, Phoenix, AZ, 85032
  • Creative Home Loans LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
  • Loanatik, L.L.C.
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Loanatik is a fun and slightly irreverent consumer brand providing residential mortgages to qualified borrowers. The mission of the company is to reimagine the process of getting a mortgage from application through secondary marketing. Our goal is to empower borrowers in a simplified application process, making it easy and efficient to borrow.
  • COUNTRYFIRST MORTGAGE
  • 4568 E Cactus Rd, Suite 70, Phoenix, AZ, 85032
  • We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.
  • Paragon Mortgage Corporation
  • 1130 E Missouri Ave, Suite 204, Phoenix, AZ, 85014
  • Paragon Mortgage Corporation is an FHA, HUD MAP and LEAN approved mortgage lender solely focused on HUD-insured financing for over 33 years. Headquartered in Phoenix, Arizona, Paragon Mortgage is known for its highly experienced staff representing decades of originating, underwriting and processing of HUD/FHA loans.
  • Phoenix Mortgage Brokers LLC
  • 5227 North 7th Street, Phoenix, AZ, 85014
  • At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing
  • Cobalt Mortgage LLC
  • 1434 E San Miguel Ave, Phoenix, AZ, 85014
  • Our team has a combined 50+ years experience in the mortgage industry. Our team is committed to making your lending experience a smooth & informed process. My niche for the past 18 years as a loan professional is figuring out how my client's specific needs fit with lender guidelines so that we can efficiently close your purchase
  • Arizona Central Credit Union
  • 2020 N. Central Avenue, Suite 100, Phoenix, AZ, 85004
  • Proudly serving Arizona since 1939, Arizona Central Credit Union (ACCU) has been providing Arizona families with accessible, friendly, hometown banking. That means great member service, personalized checking & savings, higher dividends and low-interest rate loans, mortgages & financing.
  • B.E. Lending
  • 1 N 1st St, Suite 755, Phoenix, AZ, 85004
  • B.E. Lending headquarters in downtown Phoenix and offers its loan products and services to a range of markets beyond its state lines. In addition to Arizona, the company lends in Colorado, North Carolina, Texas, Utah, and other markets on a case-by-case basis. For B.E. Lending, relations with the company's stakeholders are of utmost importance
  • Mortgage First Financial
  • 2630 E Silverwood Dr, Phoenix, AZ, 85048
  • We are a full-service mortgage company based in Phoenix, Tempe, Chandler, Scottsdale, AZ. We specialize in FHA Mortgage and VA Mortgages in Phoenix, Tempe, Chandler, and Scottsdale. We also serve the surrounding cities in Maricopa County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.