For 2026, the FHA loan limits in Fountain-Hills county, located in Maricopa, AZ, are as follows: $368,000 for single-family homes, $471,100 for properties with two units, $569,450 for three-unit homes, and $707,700 for four-unit dwellings.
When it comes to conventional loans, the maximum amount for a single-family residence is $548,250. For homes with two units, the limit is $702,000; for three-unit properties it's $848,500; and for four-unit homes, the cap is $1,054,500.
Our FHA calculator is here to assist you in finding today's top FHA rates. It will also help determine the required down payment, evaluate your income, assess your credit needs, consider reserves, and gather necessary documentation for qualification.
The Lendersa® calculator allows you to evaluate FHA rates and terms against those of a wide array of other loan programs. Look into and weigh options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA.
By accessing data from thousands of lenders, Lendersa® swiftly compares these options against your particular financial situation and needs.
The Loan Limits Comparison Table for 2026 in Fountain-Hills county, Maricopa, AZ provides a comparative overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to look deeper into qualification criteria such as income, reserves, and credit details.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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