For the year 2026, the FHA loan limit in Flagstaff county of Coconino, AZ is set at $517,500 for a single-family home. For 2-unit residences, the limit is $662,500, for 3-units it extends to $800,800, and for 4-unit properties, it's $995,200.
As for conventional loans, the cap for a single-family home is $726,200. The limit extends to $929,850 for 2-unit houses, $1,123,900 for 3-unit buildings, and for 4-units, it reaches $1,396,800.
You can leverage our FHA calculator to access today's best FHA rates. This tool outlines necessary elements for qualification, such as the downpayment, income level, credit requirements, reserves, and documentation.
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The Lendersa® calculator facilitates the comparison of FHA rates and terms alongside those from an array of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
By gathering extensive data from multiple lending sources, Lendersa® offers swift comparisons tailored to meet your unique financial profile and needs in a matter of seconds.
With the Loan Limits Comparison Table for 2026 in Flagstaff county of Coconino, AZ, you can evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan limits. For deeper insight into qualification specifics such as income, reserves, and credit standards, refer to Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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