For the year 2026, the FHA loan limit in Flagstaff county of Coconino, AZ is set at $517,500 for a single-family home. For 2-unit residences, the limit is $662,500, for 3-units it extends to $800,800, and for 4-unit properties, it's $995,200.
As for conventional loans, the cap for a single-family home is $726,200. The limit extends to $929,850 for 2-unit houses, $1,123,900 for 3-unit buildings, and for 4-units, it reaches $1,396,800.
You can leverage our FHA calculator to access today's best FHA rates. This tool outlines necessary elements for qualification, such as the downpayment, income level, credit requirements, reserves, and documentation.
Analyze and assess loan offers from a selection of 100 diverse lenders
The Lendersa® calculator facilitates the comparison of FHA rates and terms alongside those from an array of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
By gathering extensive data from multiple lending sources, Lendersa® offers swift comparisons tailored to meet your unique financial profile and needs in a matter of seconds.
With the Loan Limits Comparison Table for 2026 in Flagstaff county of Coconino, AZ, you can evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan limits. For deeper insight into qualification specifics such as income, reserves, and credit standards, refer to Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
