In 2026, the FHA loan limits in Kayenta county of Navajo, AZ are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-units, and $907,900 for four-units.
The maximum amount for conventional loans on a single-family home is $726,200. For two-unit homes, it is $929,850, for three-unit homes $1,123,900, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to find today’s best FHA rates and assess your downpayment, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator helps you compare FHA rates and terms alongside other loan program offerings. Investigate and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® sources extensive loan program data from thousands of lenders, enabling rapid comparisons against your unique financial scenario and needs.
Refer to the Loan Limits Comparison Table for 2026 in Kayenta county of Navajo, AZ to analyze FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To gain an understanding of qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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